:root{--navy:#091734;--navy2:#102447;--gold:#b8883a;--gold2:#d5ad69;--ink:#0d1b38;--muted:#667085;--line:#e5e9ef;--soft:#f6f7f9;--shadow:0 22px 60px rgba(9,23,52,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}.container{width:min(1180px,calc(100% - 40px));margin:auto}.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--gold);font-weight:800;letter-spacing:.08em;text-transform:uppercase;font-size:.78rem}.eyebrow:before{content:"";width:26px;height:2px;background:var(--gold)}h1,h2,h3{line-height:1.08;margin:0;letter-spacing:-.035em}h1{font-size:clamp(2.75rem,6vw,5.45rem);font-weight:790}h2{font-size:clamp(2rem,4vw,3.55rem);font-weight:760}h3{font-size:1.22rem}p{margin:0;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:999px;padding:14px 21px;font-weight:760;cursor:pointer;transition:.2s ease}.btn-primary{background:var(--gold);color:white;box-shadow:0 10px 28px rgba(184,136,58,.26)}.btn-primary:hover{background:#a97930;transform:translateY(-2px)}.btn-secondary{background:white;color:var(--navy);border-color:#d8dee7}.btn-secondary:hover{border-color:var(--gold);color:#8f6728}.icon{width:21px;height:21px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(229,233,239,.85)}.nav{height:82px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand img{width:225px}.nav-links{display:flex;gap:28px;align-items:center;font-weight:650;color:#344054}.nav-links a:hover,.nav-links a.active{color:var(--gold)}.nav-actions{display:flex;gap:10px}.mobile-toggle{display:none;border:0;background:transparent;padding:8px;color:var(--navy)}
.hero{position:relative;overflow:hidden;padding:82px 0 74px;background:linear-gradient(180deg,#fff,#f9fafc)}.hero:before{content:"";position:absolute;width:650px;height:650px;border:1px solid rgba(184,136,58,.17);border-radius:50%;right:-235px;top:-190px}.hero:after{content:"";position:absolute;width:410px;height:410px;border:1px solid rgba(9,23,52,.07);border-radius:50%;right:-70px;top:-30px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:66px;align-items:center;position:relative;z-index:2}.hero h1{color:var(--navy);margin:18px 0 22px;max-width:760px}.hero h1 span{color:var(--gold)}.hero-copy>p{font-size:1.17rem;max-width:680px}.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.hero-note{display:flex;align-items:center;gap:10px;margin-top:22px;font-size:.92rem;color:#697386}.hero-note strong{color:var(--navy)}.personal-card{position:relative;border-radius:30px;background:var(--navy);padding:34px;color:white;box-shadow:0 35px 90px rgba(9,23,52,.22);overflow:hidden;min-height:500px}.personal-card:before{content:"";position:absolute;width:360px;height:360px;border:1px solid rgba(213,173,105,.34);border-radius:50%;right:-130px;top:-130px}.personal-card:after{content:"";position:absolute;width:175px;height:175px;background:rgba(184,136,58,.1);border-radius:50%;right:-35px;top:-35px}.mini-logo{width:220px;position:relative;z-index:2}.personal-card .headline{position:relative;z-index:2;margin:58px 0 16px;font-size:2.15rem;line-height:1.08;font-weight:760;letter-spacing:-.04em;max-width:460px}.personal-card .headline em{font-style:normal;color:var(--gold2)}.personal-card p{position:relative;z-index:2;color:#cbd3df}.pill-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:38px;position:relative;z-index:2}.pill{border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.055);border-radius:15px;padding:13px 14px;display:flex;gap:9px;align-items:center;color:#eef2f8;font-size:.89rem}.pill svg{color:var(--gold2)}
.trust{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-item{padding:28px 24px;border-right:1px solid var(--line)}.trust-item:last-child{border-right:0}.trust-item strong{display:block;color:var(--navy);margin-bottom:4px}.trust-item span{color:var(--muted);font-size:.9rem}
.section{padding:100px 0}.section-soft{background:var(--soft)}.section-dark{background:var(--navy);color:white}.section-head{display:flex;justify-content:space-between;align-items:end;gap:35px;margin-bottom:46px}.section-head h2{max-width:720px;color:var(--navy);margin-top:12px}.section-head p{max-width:470px}.section-dark .section-head h2{color:white}.section-dark .section-head p{color:#bdc8d8}
.products{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:white;border:1px solid var(--line);border-radius:22px;padding:28px;min-height:245px;display:flex;flex-direction:column;transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow);border-color:#d9c297}.card-icon{width:52px;height:52px;border-radius:16px;background:#f7f1e8;color:var(--gold);display:grid;place-items:center;margin-bottom:26px}.card h3{color:var(--navy);font-size:1.28rem;margin-bottom:10px}.card p{font-size:.95rem;flex:1}.card .link{margin-top:22px;color:#9b702c;font-weight:760;font-size:.92rem}
.solo-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}.solo-panel{background:white;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:38px}.profile{display:flex;gap:18px;align-items:center;padding-bottom:28px;border-bottom:1px solid var(--line)}.avatar{width:72px;height:72px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(145deg,var(--navy),#243c66);border:3px solid #ead7b6;color:white;font-weight:800;font-size:1.45rem}.profile strong{display:block;color:var(--navy);font-size:1.08rem}.profile span{color:var(--muted);font-size:.9rem}.steps{display:grid;gap:20px;margin-top:28px}.step-row{display:grid;grid-template-columns:38px 1fr;gap:14px}.num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#f4ead9;color:#8d6527;font-weight:800;font-size:.84rem}.step-row strong{display:block;color:var(--navy);margin-bottom:4px}.step-row p{font-size:.92rem}.solo-copy h2{color:var(--navy);margin:14px 0 20px}.solo-copy>p{font-size:1.08rem}.solo-points{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:28px}.solo-point{padding:17px 18px;border-radius:15px;background:white;border:1px solid var(--line);font-weight:680;color:#344054;display:flex;gap:10px;align-items:center}.solo-point svg{color:var(--gold)}
.process{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.process-card{padding:32px;border-radius:22px;border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.055)}.process-card .step-label{font-size:.78rem;font-weight:850;color:var(--gold2);letter-spacing:.1em;text-transform:uppercase}.process-card h3{font-size:1.45rem;color:white;margin:18px 0 10px}.process-card p{color:#bdc8d8}
.faq-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:70px}.faq-side h2{color:var(--navy);margin:14px 0 20px}.faq-list{border-top:1px solid var(--line)}.faq-item{border-bottom:1px solid var(--line)}.faq-q{width:100%;padding:22px 0;display:flex;align-items:center;justify-content:space-between;gap:20px;border:0;background:transparent;text-align:left;color:var(--navy);font-weight:760;cursor:pointer}.faq-a{display:grid;grid-template-rows:0fr;transition:.25s}.faq-a>div{overflow:hidden}.faq-a p{padding-right:40px}.faq-item.open .faq-a{grid-template-rows:1fr}.faq-item.open .faq-a p{padding-bottom:22px}.plus{font-size:1.55rem;color:var(--gold);transition:.2s}.faq-item.open .plus{transform:rotate(45deg)}
.cta{padding:0 0 100px}.cta-card{background:linear-gradient(125deg,var(--navy),#13284d);border-radius:30px;padding:54px;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;overflow:hidden;position:relative}.cta-card:after{content:"";position:absolute;width:330px;height:330px;border:1px solid rgba(213,173,105,.22);border-radius:50%;right:-120px;top:-160px}.cta-card h2{color:white;margin-bottom:12px}.cta-card p{color:#c3ccda}.cta-card .btn{position:relative;z-index:2}
.page-hero{padding:78px 0 68px;background:linear-gradient(180deg,#fff,#f7f8fa)}.page-hero h1{font-size:clamp(2.6rem,5vw,4.7rem);color:var(--navy);max-width:860px;margin:15px 0 18px}.page-hero p{font-size:1.1rem;max-width:720px}.insurance-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.insurance-row{background:white;border:1px solid var(--line);border-radius:20px;padding:28px}.insurance-row h3{color:var(--navy);margin-bottom:10px}.insurance-row p{margin-bottom:18px}.story-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px}.story-card{background:var(--navy);color:white;border-radius:26px;padding:38px}.story-card h3{font-size:1.65rem;color:white;margin-bottom:15px}.story-card p{color:#c2cbda}.gold-line{width:52px;height:3px;background:var(--gold);margin:25px 0}
.contact-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:52px}.contact-card{background:var(--navy);border-radius:26px;padding:34px;color:white}.contact-card img{width:220px;margin-bottom:34px}.contact-card p{color:#c6cfdd}.contact-methods{display:grid;gap:14px;margin-top:30px}.contact-method{display:flex;align-items:center;gap:12px;color:white;font-weight:650}.round{width:42px;height:42px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center;color:var(--gold2)}.form-card{background:white;border:1px solid var(--line);border-radius:26px;padding:34px}.form-card h2{color:var(--navy);font-size:2rem;margin-bottom:10px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field.full{grid-column:1/-1}.field label{display:block;color:#344054;font-size:.86rem;font-weight:700;margin-bottom:7px}.field input,.field select,.field textarea{width:100%;border:1px solid #d7dde6;border-radius:12px;padding:13px 14px;color:var(--navy);outline:none;background:white}.field textarea{min-height:115px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(184,136,58,.11)}.form-note{margin-top:12px;font-size:.82rem;color:#7d8798}.legal{max-width:850px}.legal h2{font-size:1.7rem;color:var(--navy);margin:38px 0 12px}.legal p{color:#566174}
.footer{background:#071229;color:white;padding:56px 0 28px}.footer-grid{display:grid;grid-template-columns:1.2fr .7fr .7fr;gap:50px}.footer-logo{width:235px;margin-bottom:18px}.footer p{color:#9ca9bc;max-width:450px}.footer h4{margin:0 0 16px;font-size:.9rem;color:#d9e0eb;text-transform:uppercase;letter-spacing:.08em}.footer-links{display:grid;gap:10px;color:#aeb9ca}.footer-links a:hover{color:var(--gold2)}.footer-bottom{border-top:1px solid rgba(255,255,255,.10);margin-top:44px;padding-top:22px;display:flex;justify-content:space-between;gap:20px;color:#8492a8;font-size:.85rem}
@media(max-width:960px){.nav-links,.nav-actions .btn-secondary{display:none}.mobile-toggle{display:block}.nav.open .nav-links{display:flex;position:absolute;left:20px;right:20px;top:82px;background:white;border:1px solid var(--line);border-radius:18px;padding:20px;flex-direction:column;align-items:flex-start;box-shadow:var(--shadow)}.hero-grid,.solo-grid,.faq-grid,.contact-layout,.story-grid{grid-template-columns:1fr}.hero-grid{gap:44px}.products{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr 1fr}.trust-item:nth-child(2){border-right:0}.trust-item:nth-child(-n+2){border-bottom:1px solid var(--line)}.process{grid-template-columns:1fr}.cta-card{grid-template-columns:1fr}.section-head{display:block}.section-head p{margin-top:18px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}}
@media(max-width:640px){.container{width:min(calc(100% - 28px),1180px)}.brand img{width:190px}.nav{height:72px}.nav.open .nav-links{top:72px}.hero{padding:44px 0 52px}.hero-actions{display:grid}.hero-actions .btn{width:100%}.personal-card{padding:26px;min-height:auto}.personal-card .headline{font-size:1.8rem;margin-top:44px}.pill-grid,.trust-grid,.products,.solo-points,.insurance-list,.form-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line)!important}.trust-item:last-child{border-bottom:0!important}.section{padding:72px 0}.solo-panel,.contact-card,.form-card{padding:27px}.cta{padding-bottom:72px}.cta-card{padding:34px 26px}.cta-card .btn{width:100%}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.footer-bottom{flex-direction:column}}


/* NPS Site adjustment patch — 2026-08-20 */
:root{--soft:#f7f9fc;--shadow:0 20px 55px rgba(9,23,52,.10)}
body{background:linear-gradient(180deg,#fcfdff 0%,#f7f9fc 100%);line-height:1.58}
h1{font-size:clamp(2.45rem,4.6vw,4.7rem)}
h2{font-size:clamp(1.9rem,3.25vw,3.1rem)}
.hero{padding:68px 0 62px;background:radial-gradient(circle at top left,rgba(184,136,58,.08),transparent 33%),linear-gradient(180deg,#fbfcff 0%,#f3f6fb 100%)}
.hero-grid{grid-template-columns:minmax(0,1.03fr) minmax(360px,.97fr);gap:40px}
.hero h1{max-width:620px;margin:16px 0 18px}.hero-copy>p{font-size:1.08rem;max-width:600px}
.personal-card{padding:30px;min-height:430px;background:linear-gradient(145deg,var(--navy),#0f2346);box-shadow:0 30px 70px rgba(9,23,52,.18)}
.mini-logo{width:195px}.personal-card .headline{margin:40px 0 14px;font-size:1.86rem;max-width:400px}.personal-card p{font-size:.98rem}.pill-grid{margin-top:28px}
.trust{padding:24px 0;background:#fff}.trust-grid{gap:16px}.trust-item{padding:22px;border:1px solid var(--line);border-radius:18px;background:linear-gradient(180deg,#fff,#fbfcfe)}
.section{padding:84px 0}.section-soft{background:linear-gradient(180deg,#f7f9fc,#eef4fb)}
.card{box-shadow:0 8px 22px rgba(9,23,52,.04)}.solo-grid{gap:58px}.solo-panel{padding:36px}.solo-point{border-radius:16px;box-shadow:0 8px 24px rgba(9,23,52,.04)}
.section-dark{background:linear-gradient(135deg,var(--navy),#102447)}.process-card{padding:30px;background:linear-gradient(180deg,rgba(255,255,255,.08),rgba(255,255,255,.04))}
.cta{padding-bottom:84px}.cta-card{padding:50px;box-shadow:var(--shadow)}
.page-hero{position:relative;overflow:hidden;padding:62px 0 56px;background:radial-gradient(circle at right top,rgba(184,136,58,.09),transparent 30%),linear-gradient(180deg,#fbfcff,#f3f6fb)}
.page-hero:before{content:"";position:absolute;right:-160px;top:-130px;width:420px;height:420px;border:1px solid rgba(184,136,58,.13);border-radius:50%}
.page-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,.82fr);gap:36px;align-items:center;position:relative;z-index:2}
.page-hero-copy h1,.page-hero h1{font-size:clamp(2.35rem,4.1vw,4.1rem);max-width:760px;margin:14px 0 16px}.page-hero-copy p,.page-hero p{font-size:1.03rem;max-width:680px}
.page-hero-visual{background:linear-gradient(145deg,#fff,#f7f9fd);border:1px solid var(--line);border-radius:28px;padding:26px;box-shadow:var(--shadow);position:relative;overflow:hidden}
.page-hero-visual:before{content:"";position:absolute;right:-60px;bottom:-65px;width:170px;height:170px;border-radius:50%;background:rgba(184,136,58,.12)}
.page-hero-visual.dark{background:linear-gradient(145deg,var(--navy),#102447);color:white;border:0}.page-hero-visual.dark p{color:#c6cfdd}
.visual-title{font-size:1.6rem;line-height:1.1;font-weight:760;margin:0 0 10px;letter-spacing:-.03em}.visual-title .accent{color:var(--gold2)}.visual-note{font-size:.96rem;margin-bottom:18px}
.visual-list,.visual-badges{display:grid;gap:10px}.visual-badges{grid-template-columns:1fr 1fr}.visual-chip{display:flex;align-items:center;gap:10px;padding:12px 14px;border-radius:14px;border:1px solid rgba(9,23,52,.08);background:#fff;color:var(--navy);font-weight:650;position:relative;z-index:2}.dark .visual-chip{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.11);color:#eef2f8}.visual-chip svg{color:var(--gold)}
.info-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}.info-card{padding:18px;border-radius:18px;background:white;border:1px solid var(--line);box-shadow:0 10px 28px rgba(9,23,52,.05)}.info-card strong{display:block;color:var(--navy);margin-bottom:6px}.info-card span{display:block;color:var(--muted);font-size:.92rem}
.insurance-list{gap:20px}.insurance-row{border-radius:22px;padding:26px 26px 24px;box-shadow:0 10px 28px rgba(9,23,52,.05);position:relative;overflow:hidden;transition:.2s;background:linear-gradient(180deg,#fff,#fbfcfe)}.insurance-row:before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:linear-gradient(90deg,var(--gold),#e3c486)}.insurance-row:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.insurance-badge{width:50px;height:50px;border-radius:15px;background:#f7f1e8;color:var(--gold);display:grid;place-items:center;margin-bottom:18px}.insurance-row h3{font-size:1.3rem}
.story-grid{gap:54px;align-items:start}.story-card{background:linear-gradient(145deg,var(--navy),#0f2346);border-radius:28px;box-shadow:var(--shadow);padding:36px}.story-panel{background:white;border:1px solid var(--line);border-radius:22px;padding:22px;display:grid;gap:14px;box-shadow:0 10px 28px rgba(9,23,52,.04)}
.contact-layout{grid-template-columns:.88fr 1.12fr;gap:34px;align-items:start}.contact-card{background:linear-gradient(145deg,var(--navy),#102447);box-shadow:var(--shadow);padding:32px}.form-card{box-shadow:var(--shadow);margin-top:-28px}.form-card h2{font-size:1.82rem}
@media(max-width:1100px){.hero-grid,.page-hero-grid,.story-grid,.contact-layout{grid-template-columns:1fr}.hero-grid{gap:32px}.personal-card,.page-hero-visual{max-width:720px}.contact-layout .form-card{margin-top:0}.nav-actions .btn-secondary{display:none}.trust-grid{grid-template-columns:1fr 1fr}.products{grid-template-columns:repeat(2,1fr)}}
@media(max-width:960px){.info-strip{grid-template-columns:1fr}}
@media(max-width:640px){.hero{padding:42px 0 48px}.page-hero{padding:44px 0 40px}.personal-card .headline{font-size:1.62rem;margin-top:32px}.visual-badges{grid-template-columns:1fr}.section{padding:68px 0}.page-hero-visual{padding:24px}}

/* NPS V2 Conceitual — ajustes de tipografia, respiro, autoridade e conteúdo */
h1{font-size:clamp(2.25rem,4.7vw,4rem);font-weight:760}
h2{font-size:clamp(1.9rem,3.4vw,3rem);font-weight:750}
h3{font-size:1.16rem}
.hero{padding:66px 0 58px}.hero-grid{gap:52px}.personal-card{min-height:470px;padding:32px}.personal-card .headline{font-size:1.95rem;margin-top:44px}.section{padding:78px 0}.section-head{margin-bottom:36px}.products{gap:16px}.card{padding:25px;min-height:220px}.card-icon{margin-bottom:20px}.solo-grid{gap:52px}.solo-panel{padding:32px}.steps{gap:16px;margin-top:24px}.process{grid-template-columns:repeat(5,1fr);gap:14px}.process-card{padding:25px 22px}.process-card h3{font-size:1.22rem;margin:14px 0 8px}.cta{padding-bottom:76px}.cta-card{padding:44px}.authority-points{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px;position:relative;z-index:2}.authority-points span{padding:12px 14px;border:1px solid rgba(255,255,255,.14);border-radius:14px;background:rgba(255,255,255,.055);color:#eef2f8;font-size:.86rem}.authority-section{background:#fff}.authority-grid,.risk-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.authority-copy h2,.risk-copy h2{color:var(--navy);margin:14px 0 18px}.authority-copy>p,.risk-copy>p{font-size:1.05rem;max-width:620px}.authority-list{display:grid;gap:12px;margin-top:24px}.authority-list>div{display:grid;grid-template-columns:.8fr 1.2fr;gap:14px;padding:14px 0;border-top:1px solid var(--line)}.authority-list strong{color:var(--navy)}.authority-list span{color:var(--muted);font-size:.92rem}.photo-card{min-height:390px;border-radius:28px;overflow:hidden;background-size:cover;background-position:center;position:relative;box-shadow:var(--shadow);display:flex;align-items:flex-end;padding:28px}.photo-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 38%,rgba(9,23,52,.82))}.photo-card span{position:relative;z-index:2;color:#fff;font-size:1.22rem;font-weight:760;max-width:420px}.photo-family{background-image:url('https://images.unsplash.com/photo-1511895426328-dc8714191300?auto=format&fit=crop&w=1200&q=82')}.photo-business{background-image:url('https://images.unsplash.com/photo-1497366811353-6870744d04b2?auto=format&fit=crop&w=1200&q=82')}.photo-professional{min-height:300px;margin-top:28px;background-image:url('https://images.unsplash.com/photo-1560250097-0b93528c311a?auto=format&fit=crop&w=1000&q=82')}.risk-visual{background:#f7f8fa}.risk-points{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.risk-points span{padding:10px 14px;border:1px solid #d9dee7;border-radius:999px;background:#fff;color:var(--navy);font-weight:720}.section-solutions .solution-group{margin-top:34px}.solution-heading{display:flex;gap:15px;align-items:flex-start;margin-bottom:18px}.solution-heading h3{font-size:1.42rem;color:var(--navy);margin:0 0 3px}.solution-heading p{font-size:.94rem}.solution-number{width:34px;height:34px;border-radius:50%;background:#f4ead9;color:#8d6527;display:grid;place-items:center;font-weight:800;font-size:.8rem;flex:none}.products-2{grid-template-columns:repeat(3,1fr)}.products-3{grid-template-columns:repeat(3,1fr)}.insurance-list.three-col{grid-template-columns:repeat(3,1fr)}.insurance-list.three-col .insurance-row{min-height:260px;display:flex;flex-direction:column}.insurance-row .btn{margin-top:auto;align-self:flex-start}.section-articles-preview{background:#fff}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-card{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:0 10px 28px rgba(9,23,52,.05);transition:.2s}.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.article-image{height:190px;background-size:cover;background-position:center}.photo-life{background-image:url('https://images.unsplash.com/photo-1511895426328-dc8714191300?auto=format&fit=crop&w=900&q=82')}.photo-family-small{background-image:url('https://images.unsplash.com/photo-1609220136736-443140cffec6?auto=format&fit=crop&w=900&q=82')}.photo-patrimony{background-image:url('https://images.unsplash.com/photo-1600607687920-4e2a09cf159d?auto=format&fit=crop&w=900&q=82')}.article-body{padding:24px}.article-body>span{color:var(--gold);font-size:.76rem;text-transform:uppercase;letter-spacing:.08em;font-weight:800}.article-body h3{font-size:1.25rem;color:var(--navy);margin:10px 0}.article-body p{font-size:.92rem}.article-body .link{display:inline-block;margin-top:18px;color:#9b702c;font-weight:760}.article-hero{padding:72px 0 58px;background:linear-gradient(180deg,#fff,#f7f8fa)}.article-hero h1{color:var(--navy);max-width:900px;margin:15px 0}.article-hero p{max-width:760px;font-size:1.08rem}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 380px;gap:56px;align-items:start}.article-content article{max-width:780px}.article-content article p,.article-content li{font-size:1.05rem;line-height:1.78}.article-content h2{font-size:2rem;color:var(--navy);margin:38px 0 12px}.article-content ul{padding-left:22px;color:var(--muted)}.article-note{margin-top:38px;padding:24px;border:1px solid #ead7b6;border-radius:20px;background:#fbf7ef}.article-note strong{display:block;color:var(--navy);font-size:1.15rem;margin-bottom:6px}.article-note .btn{margin-top:16px}.article-aside{min-height:540px;border-radius:28px;background-size:cover;background-position:center;box-shadow:var(--shadow);display:flex;align-items:flex-end;padding:26px;position:sticky;top:110px;overflow:hidden}.article-aside:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 35%,rgba(9,23,52,.82))}.article-aside span{position:relative;z-index:2;color:#fff;font-size:1.2rem;font-weight:760}.photo-life-tall{background-image:url('https://images.unsplash.com/photo-1511895426328-dc8714191300?auto=format&fit=crop&w=900&q=82')}.photo-family-tall{background-image:url('https://images.unsplash.com/photo-1609220136736-443140cffec6?auto=format&fit=crop&w=900&q=82')}.photo-patrimony-tall{background-image:url('https://images.unsplash.com/photo-1600607687920-4e2a09cf159d?auto=format&fit=crop&w=900&q=82')}.photo-article-hero{background-image:url('https://images.unsplash.com/photo-1556761175-b413da4baf72?auto=format&fit=crop&w=1000&q=82');background-size:cover;background-position:center;color:white;min-height:300px;display:flex;flex-direction:column;justify-content:flex-end}.photo-article-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(9,23,52,.05),rgba(9,23,52,.78))}.photo-article-hero>*{position:relative;z-index:2}.photo-article-hero .visual-title{color:white}.photo-article-hero .visual-note{color:#d8e0eb}.article-grid-page{grid-template-columns:repeat(3,1fr)}
@media(max-width:1100px){.nav-links{gap:16px;font-size:.9rem}.authority-grid,.risk-grid,.article-layout{grid-template-columns:1fr}.article-aside{position:relative;top:auto;min-height:360px;max-width:760px}.process{grid-template-columns:repeat(3,1fr)}.article-grid{grid-template-columns:1fr 1fr}.products-2,.products-3,.insurance-list.three-col{grid-template-columns:1fr 1fr}.authority-solo{align-items:start}}
@media(max-width:960px){.nav-links{gap:18px}.process{grid-template-columns:1fr 1fr}.authority-list>div{grid-template-columns:1fr}.article-grid-page{grid-template-columns:1fr 1fr}}
@media(max-width:640px){h1{font-size:clamp(2rem,10vw,2.7rem)}h2{font-size:clamp(1.75rem,8vw,2.35rem)}.hero{padding:44px 0 48px}.section{padding:62px 0}.personal-card{min-height:auto}.authority-points{grid-template-columns:1fr}.photo-card{min-height:300px}.process,.article-grid,.products-2,.products-3,.insurance-list.three-col{grid-template-columns:1fr}.article-image{height:210px}.article-layout{gap:28px}.article-aside{min-height:320px}.solution-heading h3{font-size:1.22rem}.authority-list>div{gap:5px}.photo-professional{min-height:280px}}

/* NPS V3 Conceitual — simplificação de navegação e processo em cinco etapas */
.process-card{min-width:0}.process-card h3{line-height:1.12}.footer-links strong{display:block;color:#fff;font-weight:760;margin-bottom:2px}.personal-card{min-height:420px}.personal-card .headline{margin-top:34px}.section-dark .section-head h2 br{display:block}
@media(max-width:1100px){.nav-links{gap:14px}.nav-links a{white-space:nowrap}}


/* V5 Conceitual — Gestão de Riscos como página independente e ajuste de composição */
.risk-visual{padding-top:82px;padding-bottom:82px}
.authority-solo-section{padding-top:76px}
.authority-solo-head{margin-bottom:34px;max-width:820px}
.authority-solo-head h2{color:var(--navy);margin:14px 0 0}
.authority-solo .solo-copy>p{font-size:1.08rem;max-width:620px}
@media(max-width:640px){
  .risk-visual{padding-top:62px;padding-bottom:62px}
  .authority-solo-section{padding-top:62px}
  .authority-solo-head{margin-bottom:26px}
}